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Our office is located close to the Fashion Square Mall, Orlando.
The address is 1060 Woodcock Road. Orlando, FL 32803. See it in Google Maps.
We accept many forms of payment including cash, checks, and debit cards (Visa and MasterCard). For additional forms of payment please contact our office and we will work to accommodate your individual situation.
Our office staff will fill out the required paperwork for you. This can be done as early as your initial free consultation. If you know that you want to file bankruptcy you should bring with you all of your creditor information and the attorney will prepare the paperwork on the spot.
Chapter 13 allows the debtor to keep a valuable asset, such as a home or vehicle, and make payments to creditors over time – usually three to five years. In chapter 7 cases, a trustee collects the assets of the debtor's estate, reduces them to cash, and makes a distribution to creditors, according to the debtor's right to retain certain exempt property and the rights of secured creditors. Because there is sometimes little or no nonexempt property in chapter 7 cases, there may not be an actual liquidation of the debtor's assets.
To qualify for relief under chapter 7 of the Bankruptcy Code, the debtor must be an individual, a partnership, or a corporation. Any individual, even if self-employed or operating an unincorporated business, is eligible for chapter 13 relief as long as the individual's unsecured debts are less than $383,175.00 and secured debts are less than $1,149,525.00. A corporation or partnership may not be a chapter 13 debtor. An individual is restricted from filing under any chapter, if during the preceding 180 days, a prior bankruptcy petition was dismissed due to the debtor's willful failure to comply with orders of the court or due to the debtor voluntarily dismissing the previous case after creditors sought relief from the bankruptcy court to recover property upon which they held liens.
You should list every one of your creditors. This includes debt owed for taxes, child support, student loans, credit cards, medical bills, utilities, mortgages, car loans, finance companies, credit unions, etc. Some may not be discharged, but you should list them all.
A discharge releases the debtor from personal liability for certain specified types of debts and prevents creditors from taking any form of collection action on the discharged debts. In most chapter 7 cases, the debtor receives a discharge just a few months after filing for bankruptcy. In chapter 13 cases, the court grants the discharge following the debtor's successful completion of all payments under the plan.
Home foreclosure is a process by which a lender regains a property which they have financed. Typically, this is because the borrower or homeowner is behind on house payments and is unable to catch up.
Time is of the essence when you are behind on house payments. Time is definitely not your friend in this situation. Each day that passes makes it that much harder to get a work out agreement with your lender that you can live with.
Our firm specializes in resolutions of home foreclosure claims on behalf of you, the homeowner. We review your lenders loss mitigation policies and the foreclosure laws to make sure that we give you the best service within the context of your situation.
This depends on the stage of foreclosure you are in and your financial position. Typically it takes several weeks to complete a work out agreement and stop foreclosure proceedings.
US Courts offer extensive information about bankruptcy. Here is a direct direct link related to bankruptcy.
The Department of Housing and Urban Development (HUD) offers extensive information about foreclosures and your rights. Here's a direct link.
Yes, the US Courts offers a large library of videos related to bankruptcy . Here's the direct link for the videos.
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